In the midst of the college planning frenzy, let’s take a step back and focus on a crucial, yet often overlooked question: Who is your child?
College is a far cry from high school. It demands a level of independence, concentration, and—especially for those students living away from home—self-discipline. So, how does your child measure up in these areas?
These days, not every parent can afford the luxury of letting their child experience traditional rites of passage (think beer pong!). Additionally, very few are the tech-savvy prodigies who can skip college entirely and dive straight into launching a startup.
Every child is unique, and there is no one-size-fits-all approach to college. Unfortunately, much of the college discussion seems to suggest otherwise. Engaging in an open and honest dialogue about what truly fits your child can make a world of difference. It could mean the distinction between having a private college dropout lounging in your basement with a mountain of debt versus a local community college graduate in radiology, job-ready, debt-free, and with a bright career ahead, leaving your basement blissfully empty.
Before you make any more financial commitments, it’s essential to understand who you’re really investing in—their strengths, weaknesses, and everything in between. A thoughtful college plan tailored to your child’s specific needs will pave the way for a successful future—and be a wise investment for you.
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Summary:
College planning requires a deep understanding of your child’s unique traits and needs. Avoid the common pitfalls of one-size-fits-all advice and focus on what truly fits your child’s aspirations. This approach can lead to a successful college experience and a bright future.