6 Cash Back Apps to Help You Save Money This Holiday Season

The holiday season is upon us, and with it comes the inevitable increase in spending. If you’re looking to save some cash—or even earn a little extra—there are several cash back apps that can help you out. The best part? You can do it all from the comfort of your home, no need to change out of your pajamas.

Shopping for gifts using cash, gift cards, or rewards is incredibly satisfying, especially when it doesn’t impact your budget. Here are six cash back apps you should consider using this holiday season and beyond.

Survey Junkie and Swagbucks

These two apps allow you to earn points by completing surveys, which can then be redeemed for cash back. While these platforms won’t make you rich, they’re a great way to share your opinions on your favorite brands. For instance, before Target revamped some of their in-house lines, they used these platforms to gather feedback on preferred names—Goodfellow, anyone?

How you get paid: Both Swagbucks and Survey Junkie allow you to redeem your points for gift cards or cash directly through your PayPal account.

Fetch

With Fetch, earning points is as simple as scanning your receipts. The app has recently expanded to include takeout receipts, making it even easier to rack up points. While some brands and promotions earn more points, you get points for every single receipt you scan.

How you get paid: Fetch offers online gift cards for redemption, with a wider selection of retailers than many other apps. You can also opt for a Visa gift card, which is nearly like cash.

Rakuten

Previously known as Ebates, Rakuten is a straightforward cash back app for online shopping. Before you shop, open the Rakuten app to find your store and fill your cart. During certain times, they offer double or even triple cash back percentages, so keep those notifications on!

How you get paid: You can choose to receive your cash back via check or PayPal, with rewards sent out quarterly.

Ibotta

Ibotta is a must-have cash back app for grocery shopping. While you can find offers at various retailers, grocery stores tend to yield the most cash back. Instead of points, Ibotta gives you a specific dollar amount based on the items you purchase. Simply scan your receipts or link your loyalty account, select your items, and receive your cash back instantly.

How you get paid: Once you reach a minimum of $20 in earnings, you can redeem your cash back for gift cards, a PayPal deposit, or directly into your bank account.

Evidation

Formerly known as Achievement, this app is likely the simplest cash back app you’ll ever encounter. It rewards you with points based on your daily steps! By linking your smartwatch or device, you can earn points just for staying active. Occasionally, you may also qualify for bonuses by completing health-related surveys.

How you get paid: Redeem your points for gift cards, PayPal cash, or donations to charities of your choice.

Don’t Overlook Loyalty Programs

Additionally, remember to utilize free loyalty programs at your favorite stores. While not strictly cash back apps, these programs can significantly reduce your expenses through e-coupons and exclusive offers.

There’s truly no limit to saving money or earning easy cash back. So, get ready to maximize your savings this holiday season without leaving any free money behind.

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Summary:

This holiday season, save money and earn cash back with these six user-friendly apps. From completing surveys to scanning receipts, there are plenty of options to help you keep costs down while enjoying your shopping experience.